Mr. Sami Aziz heads the Remedial & Structured Credits function at HBL. He has a total banking experience of 25 years spanning leadership roles in the areas of Corporate Banking, Risk Management and Corporate Rehabilitation. He is a Chartered Banker MBA from Bangor University, Wales U.K. During his career, he has served in a variety of institutions ranging from the mid-size commercial banks to large public/ private sector banks. Based on his varied exposure, he brings a unique blend of Business understanding, risk management & problem resolution.